Baltimore Home Improvement News

Comparing Contractors And Bids

Always get more than one WRITTEN estimate!  It is best to get two or three in order to compare prices.  Doing this could save you money!  The written estimate should also state if the contractor:

Will provide a final set of working plans and/or specifications for your approval before construction begins;
Will allow you to make changes during construction if the changes are in writing;
Will give you a complete, written warranty on the work and materials; and
Will provide repairs if problems develop during the warranty period.
Also, ask the contractor for proof that he has workmen's compensation and liability insurance.

The contractor must sign the MSHDA Contractor/Borrower Agreement (Form H-3). By signing the Agreement, the contractor states:

You will be protected from lawsuits if a worker is injured on the job.
The contractor will provide lien waivers before being paid.
In addition to any other warranties, rights, and remedies you may have, the contractor has agreed to correct any defects in workmanship and material up to two years from the date of the MSHDA Home Improvement Note.
Never pay a contractor a large portion or the full amount of the contract before the work is done. If necessary, arrange for partial payments at the end of various stages of construction. Make the final payment only after the job is satisfactorily completed.

Never pay the contractor with cash.

MSHDA, is NOT a party to any agreement between you and your contractor and is not responsible for enforcing any such agreements. If you have problems with a contractor, consult an attorney, a legal aid society, your city or county building department, your local prosecutor's office, or the State of Michigan's Bureau of Occupational and Professional Regulation, Builder's Division (telephone number 517-241-9202).

Contact Baltimore Home Improvement Specialist Now

	Did You Know?
	Moisture may cause peeling paint Peeling or cracking paint, on your home's exterior, may be a sign of a humidity problem or improper application. Pealing exterior paint is caused by moisture being absorbed through the back of wood siding and passing through to the exterior surface under